The right to receive an income tax refund is property of your bankruptcy estate. Income tax refunds are typically exempted from the reach of your
Category: Bankruptcy & Student Loan Relief
With a reaffirmation agreement, you agree to pay a debt that you otherwise could have discharged. For example, you have a car loan and you
An exemption is a privilege or an allowance which allows you to retain certain amounts of property in certain classes including your house (homestead) and
Yes. You can file a Chapter 7 bankruptcy 8 years after your last Chapter 7 discharge or 6 years after your last Chapter 13 discharge.
No. You can file as an individual. The decision to file individually or jointly is based on your unique circumstances.
Immediately upon filing – an automatic stay goes into effect which stops all collection activity including letters, phone calls and law suits – even foreclosure
Absolutely not! Circumstances beyond your control – job loss, job cut backs, divorce, illness – may have caused your financial disaster. You do not have