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benefits of filing Chapter 13
Bankruptcy & Student Loan Relief

How Does Chapter 13 Bankruptcy Help You Stay on Track with Debt Repayment?

January 6, 2025January 6, 2025 Mike Shovan

Timely and consistent loan repayments are crucial for maintaining a strong credit score. By reorganizing your debts into an effortless repayment plan, you will be

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Bankruptcy & Student Loan Relief

In Sixth Circuit, “willful” and “malicious” are Distinct Components of Code § 523(a)(6) – providing for the non-dischargeability of a claim

June 9, 2020March 30, 2023 Mike Shovan

In assessing the applicability of Code § 523(a)(6), some circuits have essentially collapsed the terms “willful” and “malicious,” applying a unitary test. See, e.g., In

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Discharge Student Loans

Court awards damages for continuing violation of stay by U.S. Department of Education

June 3, 2020March 30, 2023 Mike Shovan

U.S. Department of Education and its servicers do not have sovereign immunity to claim for violation of automatic stay: The U.S. Department of Education and

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Discharge Student Loans

NACBA Calls to Restore the Student Loan Bankruptcy Discharge

July 1, 2019March 30, 2023 Mike Shovan

Krista D’Amelio | Latest News | June 25, 2019 Today, the National Association of Consumer Bankruptcy Attorneys (NACBA) was given the opportunity to testify before

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Discharge Student Loans

The Student Borrower Bankruptcy Relief Act of 2019

May 14, 2019March 30, 2023 Mike Shovan

WASHINGTON – U.S. Senators Dick Durbin (D-IL) and Elizabeth Warren (D-MA), and U.S. Representatives Jerrold Nadler (D-NY-01), and John Katko (R-NY-24) today introduced a bicameral

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Protect Your Assets

What is the Automatic Stay?

March 6, 2019April 20, 2023 Mike Shovan

The filing of a bankruptcy petition “operates as a stay, applicable to all entities, of the commencement or continuation . . . of a judicial,

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Bankruptcy & Student Loan Relief

Why Is Personal Bankruptcy Your Best Choice?

March 5, 2019March 30, 2023 Mike Shovan

If you are among the millions of people considering bankruptcy as a way to deal with an overwhelming financial situation, rest assured that filing personal

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