Absolutely not! Circumstances beyond your control – job loss, job cut backs, divorce, illness – may have caused your financial disaster. You do not have
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No. Nobody learns about your bankruptcy unless you tell them. Your bankruptcy filing is part of the public record, but someone would have to know
Yes. Your credit score will improve dramatically 2 to 3 years after you file and you will be able to finance the purchase of a
No. The purpose behind the bankruptcy law is to give you a “fresh start.” The exemption provisions of the law allow you to keep your
No. You can still file bankruptcy under the new law. The new law imposes some additional requirements including credit counseling and a financial management course.
A Chapter 7 – or straight bankruptcy – is a process where all of unsecured debt (credit cards and medical bills) are discharged. In a
Saginaw County, Saginaw, Carrollton, Freeland, Hemlock, Bridgeport, Frankenmuth, Buena Vista, Birch Run, Chesaning, St Charles, Shields, Bay City, Pinconning, Auburn, Linwood, Kawkawlin, Essexville, Munger, Quanicassee,