In every case under Chapter 7 or Chapter 13, a trustee is appointed to supervise your case. Typically most Chapter 7 cases do not contain
Blog
The right to receive an income tax refund is property of your bankruptcy estate. Income tax refunds are typically exempted from the reach of your
With a reaffirmation agreement, you agree to pay a debt that you otherwise could have discharged. For example, you have a car loan and you
An exemption is a privilege or an allowance which allows you to retain certain amounts of property in certain classes including your house (homestead) and
Yes. You can file a Chapter 7 bankruptcy 8 years after your last Chapter 7 discharge or 6 years after your last Chapter 13 discharge.
No. You can file as an individual. The decision to file individually or jointly is based on your unique circumstances.
Immediately upon filing – an automatic stay goes into effect which stops all collection activity including letters, phone calls and law suits – even foreclosure