Yes. You can demand that a creditor return any money that is garnished within 90 days of your filing for bankruptcy. The creditor’s taking of
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Yes. But – only for the limited purpose of confirming that you live in the house. A debt collector can call your house and confirm
Yes it can. A cram down is the process where the principal balance on a loan is reduced to the value of the collateral that
Just because the debt was written off does not mean they will release the mortgage. Michigan law (MCLA 600.3175(1)) provides: (1) When a recorded mortgage
Most debt consolidation programs in Michigan are a rip off.
The Saginaw News reported today that mortgage foreclosures in Saginaw County rose to 1000 in 2010. Foreclosures for 2009 were 740 and 1130 for 2008.
I file several plan mod’s a year to keep tax refunds, and have yet to have a major issue. In each case I have clear