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Bankruptcy & Student Loan Relief

Is Bankruptcy Confidential? Who will find out about my bankruptcy? I get this question a lot. My answer is that most people in your day to day life won’t know that you filed for bankruptcy unless you tell them. The only people that get notice of your bankruptcy filing are your creditors. If you don’t owe anybody money – they won’t get notice of your filing. And, most creditors are nationally based banks like Citicorp, Bank of America and HSBC. These big companies aren’t going to broadcast your situation – they don’t even send a repre

June 11, 2012March 30, 2023 Mike Shovan

I get this question a lot. My answer is that most people in your day to day life won’t know that you filed for bankruptcy

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Financial Tips & Information

Do I have to pay rent during the redemption period on my foreclosed house?

June 11, 2012April 6, 2023 Mike Shovan

No. There is no requirement for you to pay rent to you mortgage lender during the redemption period. You live rent free. So, in making

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Bankruptcy & Student Loan Relief

How You Pick the Right Bankruptcy Lawyer for You?

June 11, 2012March 30, 2023 Mike Shovan

Even as a lawyer, I have had the opportunity to hire lawyers. Some experiences were good – others were horrid. The first thing I check

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Bankruptcy & Student Loan Relief

Shopping interest rates in making a car purchase in a Chapter 13.

June 7, 2012March 30, 2023 Mike Shovan

It pays to work these car dealers over to get a good interest rate. The Chapter 13 Trustee will allow you to buy a new

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Uncategorized

Our Client Confidentiality Policy Takes Effect When You Walk in the Door!

May 25, 2012 Mike Shovan

Michigan Rules of Professional Conduct  Rule: 1.6 Confidentiality of Information (a) “Confidence” refers to information protected by the client-lawyer privilege under applicable law, and “secret”

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Bankruptcy & Student Loan Relief

The key to filing a successful Chapter 13 Bankruptcy Plan: BUDGET!!!

May 21, 2012March 30, 2023 Mike Shovan

I worked on 2 really difficult CHAPTER 13 BANKRUPTCY PLANS this past Saturday. Both client sessions lasted 3 hours each. What sets our office apart

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Bankruptcy & Student Loan Relief

Who were Bankruptcy Court Judges from the Past in the Northern Division of the Eastern District of Michigan?

May 21, 2012March 30, 2023 Mike Shovan

I was working on a CHAPTER 13 BANKRUPTCY matter recently and my client had filed a CHAPTER 7 BANKRUPTCY years ago – back before everything

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