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Bankruptcy & Student Loan Relief

When is a Creditor entitle to a copy of your Income Tax Return when you file Bankruptcy in Michigan?

November 18, 2012March 30, 2023 Mike Shovan

Under the provisions of Bankruptcy Code amendments of 2005, you are required to provide a copy of your tax return to any creditor who requests

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Discharge Student Loans

Student Loans: The Shattered Dream of Education in America

November 9, 2012March 30, 2023 Mike Shovan

The Next Financial Crisis Is Upon Us For many, a college education is one very important part of achieving the American dream. Post-graduate degrees have

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Bankruptcy & Student Loan Relief

5th Circuit EXCLUDES Social Security Benefits from Income Calculation

November 1, 2012April 6, 2023 Mike Shovan

 In re Ragos, the Fifth Circuit Court of Appeals held that a Chapter 13 debtor’s Social Security income is not included in the debtor’s projected disposable

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Bankruptcy & Student Loan Relief

The 10th Circuit EXCLUDES Social Security Income from Disposable Income

October 31, 2012March 30, 2023 Mike Shovan

In a decision that conflicts with a recent Western District of Michigan Bankruptcy Court,  the 10th U.S. Circuit Court of Appeals ruled in Anderson v.

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Discharge Student Loans

What can you do about your defaulted student loans?

October 19, 2012March 30, 2023 Mike Shovan

I am amazed at some of the numbers I see in student loan debt. And – to a person – the school never told the

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Financial Tips & Information

Scam Alert: Strong Arm Collection Tactics Relating to Pay Day Loan and Cash Advance Companies in Saginaw, Bay and Midland County

September 28, 2012April 6, 2023 Mike Shovan

Don’t get tricked by the latest scam developed by unscrupulous shills for the pay day loan and cash advance scum bags. Here is the set

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Bankruptcy & Student Loan Relief Discharge Student Loans

What does it take to get your Student Loan discharged through Bankruptcy in Michigan?

September 27, 2012March 30, 2023 Mike Shovan

“Undue hardship” is the standard that CHAPTER 7 & CHAPTER 13 BANKRUPTCY Judges must determine in order to discharge your STUDENT LOANS. Here are some examples

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