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How Do you Master Human Relations?

October 20, 2013 Mike Shovan

Politics is in every breath that you breath. And, politics is in every relationship that you maintain. How do you master human relatsionships? Here is

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Bankruptcy & Student Loan Relief

What Needs to Happen Before I Get Credit After My Chapter 7 Bankruptcy?

October 14, 2013March 30, 2023 Mike Shovan

The first thing that needs to happen is get your discharge. Keep a copy of your Discharge Order with your important papers – this is

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Financial Tips & Information

The 3 Step Strategy to Re-Establishing Credit

October 13, 2013April 6, 2023 Mike Shovan

My bankruptcy clients understand one very clearly: You will need to re-establish your credit after your bankruptcy. Make some life changing decisions as to how

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Bankruptcy & Student Loan Relief

How is a Chapter 13 plan payment determined?

June 30, 2013March 30, 2023 Mike Shovan

The primary difference between Chapter 7 bankruptcy and Chapter 13 is that under Chapter 13, the debtor(s) is required to make payments for the benefit

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Bankruptcy & Student Loan Relief

Bullock Court Clarifies the term: “Defalcation” in the Bankruptcy Context

May 15, 2013March 30, 2023 Mike Shovan

In Bullok v Bankchampaign NA, the US Supreme Court clarified the term “defalcation” as that term is used in 11 USC 523(a)(4) which provides that

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Bankruptcy & Student Loan Relief

US Bankruptcy Judge Opening

April 29, 2013March 30, 2023 Mike Shovan

The Sixth Circuit Judicial Council is soliciting applications from persons interested in appointment as United States Bankruptcy Judge for the Eastern District of Michigan at

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Bankruptcy & Student Loan Relief

New Median Income Data will be used beginning April 1, 2013

March 25, 2013March 30, 2023 Mike Shovan

Effective April 1, 2013, new median income data will be used for Chapter 7 Bankruptcy and Chapter 13 Bankruptcy proceedings. Remember that means testing is

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