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benefits of filing Chapter 13
Bankruptcy & Student Loan Relief

How Does Chapter 13 Bankruptcy Help You Stay on Track with Debt Repayment?

January 6, 2025January 6, 2025 Mike Shovan

Timely and consistent loan repayments are crucial for maintaining a strong credit score. By reorganizing your debts into an effortless repayment plan, you will be

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Protect Your Retirement Accounts: Learn How Bankruptcy Exemptions Protect Your Future

March 14, 2024March 14, 2024 Mike Shovan
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Department of Justice Guidance on Discharging Federal Student Loans in Bankruptcy Expanded to Include FFEL and Perkins Loans

October 30, 2023 Mike Shovan

In November of 202, the Department of Justice, in coordination with the Department of Education, released a new Guidance for assistant United States Attorneys defending

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Bankruptcy & Student Loan Relief

In Sixth Circuit, “willful” and “malicious” are Distinct Components of Code § 523(a)(6) – providing for the non-dischargeability of a claim

June 9, 2020March 30, 2023 Mike Shovan

In assessing the applicability of Code § 523(a)(6), some circuits have essentially collapsed the terms “willful” and “malicious,” applying a unitary test. See, e.g., In

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Discharge Student Loans

Court awards damages for continuing violation of stay by U.S. Department of Education

June 3, 2020March 30, 2023 Mike Shovan

U.S. Department of Education and its servicers do not have sovereign immunity to claim for violation of automatic stay: The U.S. Department of Education and

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Estate Planning

The Secure Act

April 28, 2020March 30, 2023 Mike Shovan

The Secure Act was signed into law on December 20, 2019, and it could change the treatment of your pre-tax retirement accounts. The Act eliminates

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Discharge Student Loans

NACBA Calls to Restore the Student Loan Bankruptcy Discharge

July 1, 2019March 30, 2023 Mike Shovan

Krista D’Amelio | Latest News | June 25, 2019 Today, the National Association of Consumer Bankruptcy Attorneys (NACBA) was given the opportunity to testify before

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