The answer is no. If you use your credit card(s) to purchase Christmas presents or other holiday gifts you risk not being able to discharge that debt.
If the credit card company finds out that you used the card without intending to repay the debt, the credit card company can object to the discharge of that debt. The credit card company will argue that you defrauded them and that the debt should not be discharged.
If you have any questions about Bankruptcy in Michigan, call the law office of Michael J Shovan PLC (“Bay Area Bankruptcy Clinic”) right now at (877) 233-9389 and speak to an attorney who can answer your questions. Michael J Shovan PLC is a debt relief agency and we help people file for bankruptcy under the laws of the United States Constitution, Article 1, Section 8.
This post is for informational purposes only and is not intended to constitute legal advice. Any relationship with this firm will be established by a written agreement signed by both you and me. If you have read this far, you need to call me at (877) 233-9389 or email me at mike@mikeshovan.com.
I can help you.
Stop the madness. Let’s put a plan together. I did it and so can you.