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Month: February 2019

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Bankruptcy & Student Loan Relief

Disposition of Chapter 13 Funds following Dismissal: Can a state levy Chapter 13 post-petition funds on hand after the case is dismissed to apply to debtor’s child support arrearage?

February 13, 2019March 30, 2023 Mike Shovan

Not in Virginia. In a recent 4th Circuit decision, the court held that the Virginia Department of Social Services, Division of Child Support Enforcement, was

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Discharge Student Loans

Mandatory Wage Garnishment for All Educational Loans?

February 12, 2019March 30, 2023 Mike Shovan

Last week, Senator Lamar Alexander, the Chair of the U.S. Senate Committee on Health, Education, Labor and Pensions, proposed a program that would require student

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Bankruptcy & Student Loan Relief

How do you value a Chapter 13 debtor’s business for purposes of the best interests of creditors test?

February 5, 2019March 30, 2023 Mike Shovan

In a recent Michigan bankruptcy court decision, the court used the “going concern forced sale value” to value Chapter 13 debtor’s business for purpose of

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Bankruptcy & Student Loan Relief

What Are Your Actual Monthly Expenses?

February 4, 2019March 30, 2023 Mike Shovan

Budgeting is the key to your financial success. You have to know what you are doing with your money. Housing: How much do you spend

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Bankruptcy & Student Loan Relief

How much money does it cost you for to pay for your regular living expenses?

February 3, 2019March 30, 2023 Mike Shovan

Whether you are trying to improve your credit score or contemplating filing for bankruptcy, you must get a handle on your monthly budget. What is

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Bankruptcy & Student Loan Relief

Did a mortgage creditor violate the discharge injunction by including in its proof of claim charges that had been discharged in debtor’s prior case?

February 1, 2019March 30, 2023 Mike Shovan

Yes. An Ohio bankruptcy court ruled that the debtor’s mortgage creditor violated the discharge injunction by including in its proof of claim charges that had

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