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  • Can a Chapter 13 Arrearage Claim on a Mortgage include late fees and penalities?
Bankruptcy & Student Loan Relief

Can a Chapter 13 Arrearage Claim on a Mortgage include late fees and penalities?

December 6, 2011March 30, 2023 Mike Shovan

Yes. The obligation to repay an arrearage in a Chapter 13 can include late fees, penalties and the interest on these. These additional amounts would be added pursuant to the language in the mortgage contract. The mortgage company’s Proof of Claim will include these amounts.

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