Bankruptcy is a planning process which requires the disclosure of any and all documents and other information relating to your financial situation. Here is a checklist of documents and other information that I have put together to assist you in getting organized. I hope that you find it helpful.
BANKRUPTCY CHECKLIST
[ ] Drivers License & Social Security Card
[ ] Date and Case Number of any previous Bankruptcy Discharge(s)
[ ] Credit Report (annualcreditreport.com) – Experian is the easiest to read
[ ] Certificate of Credit Counseling (I will sign you up for a class before you file)
[ ] Real Estate Deed* & Property Tax Statement (* copy of 1st recorded page) & BPO, Market Analysis or Appraisal of Fair Market Value (FMV)
[ ] Mortgage*, Land Contract*, Residential Lease (*copy of 1st recorded page)
[ ] Loan Modification Agreement
[ ] Vehicle Title(s) & Lien Termination Statement(s) & Kelly Blue Book FMV
[ ] Vehicle Loan/Lease Agreements
[ ] List of Personal Property showing FMV (See Personal Property Itemization List)
[ ] Financial Account Statements – Bank, CU, Retirement, 401(k), Educational Savings Accounts, Closed Accounts, Set Offs (Past 6 months)
[ ] Insurance Policies: Life (Cash Value); Auto; Home; Other
[ ] Current IRS & Michigan Treasury Notices (Including Levies)
[ ] Domestic Support Orders (Alimony & Child Support)
[ ] All Bills (Current Statements) & Collection Agency Notices – List All Payments to Creditors within Last 3 Months
[ ] Names & Current Addresses of Co Debtors
[ ] Wage & Benefit Statements & Pay Stubs (Past 6 months)
[ ] Statements for All Other Income – SSI, EBT, DHS, FIA, etc.
[ ] Monthly Expenses (See Monthly Budget Itemization List)
[ ] Signed & Filed Income Tax Returns (Past 2 Years)
[ ] Law Suits, Judgments or Other Claims (for or against you including Personal Injury, Insurance Loss & Divorce)
[ ] Garnishments, Repossessions & Foreclosures (including dates for each and the amount of each garnishment for the past 3 months)