An exemption is a privilege or an allowance which allows you to retain certain amounts of property in certain classes including your house (homestead) and
Month: February 2010
Yes. You can file a Chapter 7 bankruptcy 8 years after your last Chapter 7 discharge or 6 years after your last Chapter 13 discharge.
No. You can file as an individual. The decision to file individually or jointly is based on your unique circumstances.
Immediately upon filing – an automatic stay goes into effect which stops all collection activity including letters, phone calls and law suits – even foreclosure
Absolutely not! Circumstances beyond your control – job loss, job cut backs, divorce, illness – may have caused your financial disaster. You do not have
No. Nobody learns about your bankruptcy unless you tell them. Your bankruptcy filing is part of the public record, but someone would have to know
Yes. Your credit score will improve dramatically 2 to 3 years after you file and you will be able to finance the purchase of a