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	<title>Michigan Bankruptcy Lawyer Mike Shovan</title>
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	<link>http://bankruptcy-in-michigan.com</link>
	<description>Bankruptcy in Michigan</description>
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		<title>How can a property settlement agreement in a divorce affect your Bankruptcy in Michigan?</title>
		<link>http://bankruptcy-in-michigan.com/2012/02/how-can-a-property-settlement-agreement-in-a-divorce-affect-your-bankruptcy-in-michigan/</link>
		<comments>http://bankruptcy-in-michigan.com/2012/02/how-can-a-property-settlement-agreement-in-a-divorce-affect-your-bankruptcy-in-michigan/#comments</comments>
		<pubDate>Mon, 13 Feb 2012 17:45:18 +0000</pubDate>
		<dc:creator>Mike Shovan</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://bankruptcy-in-michigan.com/?p=790</guid>
		<description><![CDATA[Although domestic support obligations and property settlements are non-dischargeable in Chapter 7, property settlement debts are dischargeable in Chapter 13. Settlement agreement language can help determine how a judgment or property settlement will be viewed by a bankruptcy court. Settlement agreements should include a provision contemplating potential bankruptcy by either party. Support provisions and integration [...]]]></description>
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		<title>Is the Till interest rate universally applicable to all Chapter 13 Bankruptcys in Michigan?</title>
		<link>http://bankruptcy-in-michigan.com/2012/01/is-the-till-interest-rate-universally-applicable-to-all-chapter-13-bankruptcys-in-michigan/</link>
		<comments>http://bankruptcy-in-michigan.com/2012/01/is-the-till-interest-rate-universally-applicable-to-all-chapter-13-bankruptcys-in-michigan/#comments</comments>
		<pubDate>Wed, 01 Feb 2012 04:27:07 +0000</pubDate>
		<dc:creator>Mike Shovan</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://bankruptcy-in-michigan.com/?p=783</guid>
		<description><![CDATA[In Horny (E.D. Mich 2011), Judge Ludington ruled that not all contract interest rates can be crammed down to the Till rate. Ludington held that the Till rate of cramming or reducing interest in a secured obligation is not a universal rule. Ludington followed the Till holding – maintaining that an interest rate may be [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Assets acquired before you file for Bankruptcy in Michigan do not have to be included in a Chapter 13 Plan.</title>
		<link>http://bankruptcy-in-michigan.com/2012/01/assets-acquire-before-you-file-for-bankruptcy-in-michigan-do-not-have-to-be-included-in-a-chapter-13-plan/</link>
		<comments>http://bankruptcy-in-michigan.com/2012/01/assets-acquire-before-you-file-for-bankruptcy-in-michigan-do-not-have-to-be-included-in-a-chapter-13-plan/#comments</comments>
		<pubDate>Wed, 01 Feb 2012 04:12:08 +0000</pubDate>
		<dc:creator>Mike Shovan</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://bankruptcy-in-michigan.com/?p=778</guid>
		<description><![CDATA[In Mobley (Bank. E.D. Mich. 2011), the court held that a fully exempted pre-petition personal injury award cannot be included as part of the disposable monthly income (DMI) calculation. The Mobley court maintained that a Chapter 13 repayment plan is exclusively related to paying creditors out of future income or earnings. A Chapter 13 proceeding [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Uncertain or unliquidated personal injury awards do not have to be included as disposable monthly income (DMI) in a Chapter 13 bankruptcy proceeding in Michigan?</title>
		<link>http://bankruptcy-in-michigan.com/2012/01/uncertain-or-unliquidated-personal-injury-awards-do-not-have-to-be-included-as-disposable-monthly-income-dmi-in-a-chapter-13-bankruptcy-proceeding-in-michigan/</link>
		<comments>http://bankruptcy-in-michigan.com/2012/01/uncertain-or-unliquidated-personal-injury-awards-do-not-have-to-be-included-as-disposable-monthly-income-dmi-in-a-chapter-13-bankruptcy-proceeding-in-michigan/#comments</comments>
		<pubDate>Wed, 01 Feb 2012 03:56:30 +0000</pubDate>
		<dc:creator>Mike Shovan</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://bankruptcy-in-michigan.com/?p=775</guid>
		<description><![CDATA[The Court in Connor (E.D. Mich. 2012) recently addressed the issue and concluded that prospective amounts do not have to be included in a DMI analysis in filing a bankruptcy in Michigan. Typically, disposable monthly income (DMI) includes all the know or certain income as of the date of confirmation of a Chapter 13 plan. [...]]]></description>
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		<title>Important Bankruptcy Cases before the US Supreme Court</title>
		<link>http://bankruptcy-in-michigan.com/2012/01/important-bankruptcy-cases-before-the-us-supreme-court/</link>
		<comments>http://bankruptcy-in-michigan.com/2012/01/important-bankruptcy-cases-before-the-us-supreme-court/#comments</comments>
		<pubDate>Wed, 01 Feb 2012 01:19:27 +0000</pubDate>
		<dc:creator>Mike Shovan</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://bankruptcy-in-michigan.com/?p=773</guid>
		<description><![CDATA[Here is a summary of the important Bankruptcy Cases before the US Supreme Court: In re Puffer, No. 11-1831 (1st Cir.) Issue: Whether chapter 13 fee-only plan is necessarily bad faith under 1325(a)(3) &#38; (7) Argued: January 10, 2012 Jed Berliner had the opportunity to present his argument to Justice Souter who was on the [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What happens if you get a Form 1099 A or 1099 C from your mortgage lender?</title>
		<link>http://bankruptcy-in-michigan.com/2012/01/what-happens-if-you-get-a-form-1099-c-from-your-mortgage-lender/</link>
		<comments>http://bankruptcy-in-michigan.com/2012/01/what-happens-if-you-get-a-form-1099-c-from-your-mortgage-lender/#comments</comments>
		<pubDate>Mon, 30 Jan 2012 12:36:25 +0000</pubDate>
		<dc:creator>Mike Shovan</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://bankruptcy-in-michigan.com/?p=769</guid>
		<description><![CDATA[The Mortgage Forgiveness Debt Relief Act of 2007 has been extended through 2012. This Act allows homeowners to exclude income from the discharge of debt on their principal residence. Despite this Act, your lender may still send you a Form 1099 A or a Form 1099 C. This form must be addressed – otherwise the [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Can the Loan Modification Program be Saved?</title>
		<link>http://bankruptcy-in-michigan.com/2012/01/can-the-loan-modification-program-be-saved/</link>
		<comments>http://bankruptcy-in-michigan.com/2012/01/can-the-loan-modification-program-be-saved/#comments</comments>
		<pubDate>Sat, 28 Jan 2012 13:25:22 +0000</pubDate>
		<dc:creator>Mike Shovan</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://bankruptcy-in-michigan.com/?p=765</guid>
		<description><![CDATA[Following the lead of several Bankruptcy Courts across the country, Local Chapter 13 Trustee Thomas W. McDonald Jr. has proposed a Mortgage Modification Mediation program that would function through a Chapter 13 proceeding. McDonald’s proposal addresses several of the major complaints about the voluntary Making Home Affordable Program (HAMP). The Obama Administration designed HAMP to [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Mortgage Debt Relief Act Prevents You From Getting Taxed on Discharged Mortgage Debt</title>
		<link>http://bankruptcy-in-michigan.com/2012/01/the-mortgage-debt-relief-act-prevents-you-from-getting-taxed-on-discharged-mortgage-debt/</link>
		<comments>http://bankruptcy-in-michigan.com/2012/01/the-mortgage-debt-relief-act-prevents-you-from-getting-taxed-on-discharged-mortgage-debt/#comments</comments>
		<pubDate>Wed, 25 Jan 2012 21:33:26 +0000</pubDate>
		<dc:creator>Mike Shovan</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://bankruptcy-in-michigan.com/?p=761</guid>
		<description><![CDATA[The Mortgage Debt Relief Act of 2007  &#8211; which was extended through 2012 &#8211; allows taxpayers to exclude income from the discharge of debt on their principal residence. Debt reduced through mortgage restructuring and mortgage debt forgiven in connection with a foreclosure also qualifies for the relief. So, if you filed for bankruptcy in Michigan [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can Federal 1040 Income Taxes be Discharged in a Chapter 7 Bankruptcy in Michigan?</title>
		<link>http://bankruptcy-in-michigan.com/2012/01/can-federal-1040-income-taxes-be-discharged-in-a-chapter-7-bankruptcy-in-michigan/</link>
		<comments>http://bankruptcy-in-michigan.com/2012/01/can-federal-1040-income-taxes-be-discharged-in-a-chapter-7-bankruptcy-in-michigan/#comments</comments>
		<pubDate>Thu, 12 Jan 2012 18:05:28 +0000</pubDate>
		<dc:creator>Mike Shovan</dc:creator>
				<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[Michigan Bankruptcy]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[bankruptcy in michigan and 1040 taxes]]></category>
		<category><![CDATA[michigan bankruptcy attorney]]></category>
		<category><![CDATA[michigan bankruptcy concerning 1040 income taxes]]></category>
		<category><![CDATA[michigan bankruptcy lawyer]]></category>
		<category><![CDATA[mike shovan]]></category>

		<guid isPermaLink="false">http://bankruptcy-in-michigan.com/?p=727</guid>
		<description><![CDATA[Michigan Bankruptcy and 1040 Income Taxes. Yes, provided the 5 following rules are met: 1.  The taxes at issued must be 1040 Income Taxes. Taxes such as payroll taxes, trust fund taxes, sales tax or fraud taxes are treated differently. 2.  The 3 Year Rule. The income tax return for which the taxes are owed [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Scam Alert &#8211; Global Client Solutions &amp; The World Law Group rip off Michigan couple!</title>
		<link>http://bankruptcy-in-michigan.com/2012/01/scam-alert-global-client-solutions-the-world-law-group-rip-off-michigan-couple/</link>
		<comments>http://bankruptcy-in-michigan.com/2012/01/scam-alert-global-client-solutions-the-world-law-group-rip-off-michigan-couple/#comments</comments>
		<pubDate>Mon, 09 Jan 2012 00:51:30 +0000</pubDate>
		<dc:creator>Mike Shovan</dc:creator>
				<category><![CDATA[Michigan Bankruptcy]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[bankrupt couple michigan scam]]></category>
		<category><![CDATA[michigan bankruptcy scam]]></category>
		<category><![CDATA[michigan bankruptcy scam notice]]></category>
		<category><![CDATA[michigan bankruptcy scammers]]></category>
		<category><![CDATA[scam]]></category>
		<category><![CDATA[scam in michigan bankruptcy]]></category>

		<guid isPermaLink="false">http://bankruptcy-in-michigan.com/?p=724</guid>
		<description><![CDATA[Michigan Bankruptcy SCAM ALERT. I just retained a client who had been scammed by Global Client Solutions based out of Tulsa Oklahoma and The World Law Group based out of Austin Texas. These slick grifters convince people that they can eliminate all of your unsecured credit card debt in as little as 4 years. My [...]]]></description>
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