Most debt consolidation programs in Michigan are a rip off.
Bankruptcy in Michigan
Category Archives: Michigan Bankruptcy
The Bankruptcy Checklist
Bankruptcy is a planning process which requires the disclosure of any and all documents and other information relating to your financial situation. Here is a checklist of documents and other information that I have put together to assist you in getting organized. I hope that you find it helpful. BANKRUPTCY CHECKLIST [ ] Drivers License [...]
The Top 3 Reasons Why Clients Declare Bankruptcy
1. Divorce. Divorce has a devastating impact on most people. It is one of the factors that led to my own bankruptcy. In my case, I had to assume the entire income tax liability for the year that I got divorced. I also had to assume all of the credit card and overdraft debt that [...]
Is Bankruptcy Confidential? Who will find out about my bankruptcy?
I get this question a lot. My answer is that most people in your day to day life won’t know that you filed for bankruptcy unless you tell them. The only people that get notice of your bankruptcy filing are your creditors. If you don’t owe anybody money – they won’t get notice of your [...]
What are the Top 10 Warning Signs of Bankruptcy?
1. No health insurance or inadequate health insurance coverage. Medical and doctor bills are a huge factor in most bankruptcies. 2. Dependence on credit cards for everything. If you use your credit cards to get cash advances to make minimum payments on other credit cards you are headed for disaster. Credit card debt is the [...]
What should you tell your kids about bankruptcy?
In real simple terms – how about telling them the truth? Job loss, cut backs, health problems, divorce, overspending, not budgeting – the list goes on and on. Reinforce the concept that the bankruptcy laws are Constitutionally mandated to help good people who have fallen on hard times. Just because you file for bankruptcy does [...]
Mt. Pleasant Michigan Bankruptcy Lawyer| Bankruptcy Attorney In Michigan
I’m Mike Shovan and I’m a Bankruptcy Attorney serving Mt.Pleasant, Mi, and the surrounding central Michigan areas. I’d like to welcome you to Bankruptcy-in-Michigan.com, and I invite you to learn more about filing bankruptcy in Michigan. I’ve attempted to answer common question with this site and help folks in the Mt. Pleasant Mi area learn [...]