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Will I ever get a credit card again if I file for Chapter 7 Bankruptcy in Michigan?

People think, “Gee, I’m not going to get a credit card.” Not true again. We will give you a list of banks where you can go open up a savings account and they will hold that savings account as collateral and they will give you a Visa or a MasterCard. That is called a secured Visa or MasterCard, and that is where you start. You make your car payment. You make your Visa payment. Now you can cash checks. After one year of established credit conventional lenders – that’s banks and savings and loans – will consider you for a house loan. After four years FHA – that’s the Federal Government – will consider you for a low interest house loan, and that is basically…