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Michigan Bankruptcy- In Chapter 13 Can You Choose Between Paying a Set Fee or On An Hourly Basis?

Michigan Bankruptcy Fee or Hourly Basis Fee. Each 2016(b) statement provides for compensation to be either a stated flat fee; or payment of a stated retainer amount against which the attorney would bill at a specific hourly rate, with debtor agreeing to pay all Court approved fees exceeding the retainer.  During the consideration of a Ch. 13 fee application the argument was offered…that it was local custom and practice regardless of the statement, to give a fee Applicant the option to accept the stated flat fee, or file a fee application on an hourly rate basis, with there being no cap amount (on fees charged)  established.  Contrarily Judge Shapero ruled Applicant is incorrect in this view when the option isn’t presented first in the 2016(b),…

Bankruptcy in Michigan- Can an “Undocumented” Immigrant File for Bankruptcy?

Michigan Bankruptcy Undocumented Immigrant. Yes. Eligibility for bankruptcy has nothing to do with immigration status even if that person used a fake social security number or false information to obtain credit. If there is no valid social security number – then the debtor files with their ITIN. The creditors can confirm their claims with the account numbers set forth in the petition. In some cases, correspondence direct to the creditor is necessary. But remember, undocumented does not mean illegal. Undocumented is the right reference as the determination of illegal status is made by a judges. A person could be in the US legally (not deportable) but has not obtained documentation for whatever reason. The calling of an undocumented person “illegal” assumes legal administrative or judicial…

Do you offer free initial consultations?

Free Michigan Bankruptcy Consultation Do we Offer a Free Consultaion? Yes.  Go over right now, fill out the contact form and we can get your questions answered. You can also contact me through my website at www.mikeshovan.com, by email at mike@mikeshovan.com or you can call me direct at (989) 233-9389. Evening and weekend appointments are available. My office is located at 5090 State Street (next to Taco Bell) in Saginaw Township. You can also get answers to your questions at www.michigan-bankruptcy-lawyer.net or www.michigan-bankruptcy-help.com. Offering a free bankruptcy consultation gives you a chance to learn if bankruptcy is a viable option for your situation, many times it is. The first step in determining if bankruptcy is right for you is to find out if it is…

How much does it cost to file for Bankruptcy in Michigan?

A common question I hear from clients looking into filing bankruptcy in Michigan is: “How Much Does It Cost to File Bankruptcy”  You can sign up and start the process and open a file for as little as $100 down. I will open a file for you immediately, which allows you to refer all creditors to us the very same day. I will explain your fees and costs in writing and let know exactly when your paperwork will be filed with the Bankruptcy Court. My fees are regulated by the U.S. Court System. They are reasonable, they are honest, and they are fair. The filing fee for a Michigan Chapter 7 bankruptcy is $299 and the filing fee for a Chapter 13 is $274. The cost of pre-filing credit…