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Archives for August 2012

6th Circuit Court of Appeals upholds the Michigan Exemptions!

In an unexpected decision, the 6th Circuit Court of Appeals upheld Michigan’s exemption law that was enacted shortly after the 2005 Amendments to the US Bankruptcy Code. The case is In re Schafer and was recommended for full-text publication. The State Exemption allowances now allow Michigan residents a viable alternative to the Federal Bankruptcy Exemptions….

What are the most common violations of your rights under the Fair Debt Collection Practices Act?

The most common violations under the Fair Debt Collection Practices Act include the following: Communications with third parties about your alleged debt; Communicating with you after you have sent a written cease and desist letter; Any contact with you by post card or with an envelope that identifies itself as a debt collector; Contacting you…

One of the HUGE Benefits of Working with a Full Service Bankruptcy Firm: Recovering Garnished Monies

How about recovering almost $7,000 in pre-petition garnishments for clients? Through our persistent efforts, we have helped clients recover almost $7,000 in money that was garnished from their wages, bank accounts and state income tax returns. We filed the necessary documents to get the underlying actions (judgments) stayed and then followed up on every garnishment…