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What kind of issues would you consider when trying to decide whether to convert a Chapter 13 to a Chapter 7 bankruptcy vs dismissing the Chapter 13 and refiling a new chapter 7?

There are a number of factors that must be taken into consideration including the following: 1. Time since prior discharge. 2. The Means Test. 3. Whether a married couple has filed jointly or singly and now wants to reconsider. 4. The limited 30 day stay on a refile. 5. The balance on secured cram downs…