There is a lot of information that you really need to have about bankruptcy to fully understand it. In simple terms, the bankruptcy laws were created so that good people don’t have to suffer through their entire life. Good people like you have the opportunity to get a fresh start. And that’s what bankruptcy does – it gives you a fresh start. Here at the Bay Area Bankruptcy Clinic, we educate you so that you can make an informed decision about your financial future and the financial security of both you and your family. Here at the Clinic we hold family values much higher than the values of the greedy credit card vultures. When you come to our office, we explain all of your options in much more detail.